Net Worth Tool

Net Worth Calculator for Multi-Currency Holdings

Your net worth isn't in one currency. Your calculator shouldn't be either. AllMyMoney adds up every balance you own — across banks, countries, and currencies — and gives you one truthful number updated with live exchange rates.

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Why this matters

  • One truthful number: see your total net worth in any currency
  • Add balances from any country — 140+ currencies supported
  • Live mid-market exchange rates, not bank-inflated numbers
  • No sign-up, no bank linking — 100% private and browser-based
  • Perfect for year-end reviews, tax prep, and goal tracking
  • Instant recalculation when you switch base currency

How it works

  1. List each balance — checking, savings, investments, cash
  2. Assign the correct currency to each row
  3. Choose the base currency you want your net worth expressed in
  4. See your total net worth calculated with live FX rates

Who gets the most value

Anyone tracking net worth goalsExpats with accounts in multiple countriesCouples merging finances across bordersFinancial planners and advisorsHigh-net-worth individuals with global diversificationFIRE community members tracking progress

FAQ

How is this different from a regular net worth calculator?

Most net worth calculators assume all your money is in one currency. AllMyMoney is built specifically for people with balances across multiple currencies. It converts everything using live mid-market rates so you see your true total — not an approximation based on yesterday's rates.

Should I include debts in my calculation?

AllMyMoney currently calculates the total of all entered balances. You can enter negative amounts to represent debts or liabilities, effectively getting a net figure. Full asset-vs-liability tracking is on the roadmap.

How private is my data?

Completely private. AllMyMoney runs 100% in your browser. No data is sent to servers, no accounts are created, and no cookies track your financial information. Your balances exist only on your device.

Can I track my net worth over time?

Currently, AllMyMoney shows your real-time total. Historical snapshots and net worth over time charts are on the roadmap — when launched, you'll be able to see how your net worth changes week over week.